Privacy Policy

Last updated: April 22, 2026

Welcome to 1₹ Grow ("App"), operated by Inbox Design Studio ("we", "us", or "our"). This Privacy Policy explains how we collect, use, and protect your information when you use our App.

1. Information We Collect

• Phone Number: Used for OTP-based authentication and account verification.
• UPI ID: Used solely for processing contributions and distributing community rewards.
• Device Information: Device type, OS version, and app usage data for analytics and crash reporting.
• Firebase Messaging Token: Used to send push notifications about reward cycles and contributions.

2. How We Use Your Information

• To authenticate your account via OTP
• To process your daily ₹1 voluntary contribution
• To distribute community rewards to eligible participants via UPI
• To send notifications about daily reward cycles and contribution reminders
• To improve app performance and fix issues

3. Data Sharing

We do not sell, trade, or rent your personal information to third parties. Your data may be shared with:

• Firebase (Google): For authentication, database, and messaging services
• UPI Payment Infrastructure: Your UPI ID is used only for reward disbursement

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. All data is stored securely on Google Firebase infrastructure.

5. Data Retention

We retain your data for as long as your account is active. You may request deletion of your account and associated data by contacting us at the email below.

6. Your Rights

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your account and data
• Opt out of push notifications at any time via device settings

7. Children's Privacy

This App is intended for users aged 18 and above. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will delete it immediately.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes through the App or via push notification. Continued use of the App after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

• Email: admin@inbox-designstudio.com
• App: 1₹ Grow — available on Google Play Store